AM Market Brief - Thursday

Published on 07/02,2009

July 2 , 2009, 6:30 AM PST

National Average Fixed Rate Mortgage 
Down 3 basis point at  5.35% on 07-01-09
*A Basis Point (bps) is 1/100 of 1.00%

Fannie Mae Mortgage Backed Securities
Down 4.2 basis points to 4.968%

Lock Advice:  Float with caution
Current rate down trend may reverse in a day or two.  Today the MM rate indicator is Down 2.8 basis points and 10 year bonds are Down 5 bps from close of business Tuesday.

DJI Stocks Opened 8,430.45  -73.61  -0.87%

European and Asian Markets Down 1.52%

10 Year Treasury currently 3.50%

Nymex Crude Oil $67.68 barrel, Down $1.63 

Are the best rates supplied by Direct Lenders? Rate Survey

Your Stealth Rate Shopper Strikes again full story 

Click for current Lending news and information


$8,000 Tax Credit Advance was approved (05-29-09) by FHA Click for FHA bulletin 

Fannie MBS Issuance Hits Highest Mark Since 2003
Benefiting from historically low interest rates and a refinancing boom, Fannie Mae issued $87.8 billion in mortgage-backed securities in March, nearly doubling the previous month's volume.

1st Quarter Residential Loan Originations Jump 36%
Thanks to interest rates that were at or near historical lows, residential mortgage lenders saw their loan production jump by 36% in the first quarter, according to preliminary survey figures compiled by National Mortgage News and the Quarterly Data Report.

How To Apply For $8,000 First Time Buyer Tax Credit
Up to a $8000 Tax Credit is available from IRS

10 Ways to Avoid A Closing Nightmare
An easy list that will make your life easier


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